Why NEXT?

See why 500,000+ U.S. businesses trust NEXT for small business insurance.

NEXT is trusted by business owners like you

500,000+

500K+

Customers insured

100%

Instant online access

1,300+

Types of businesses covered

4.7/5

Customer rating

Protection when you need it

Are you “the king of unfortunate things happening” like NEXT customer Neil Newcomb of ATL ProWinds? No problem. We combine insurance expertise and a passion for small business with purpose-built technology to support and protect business owners like Neil — and you.

“I need insurance explained to me in the quickest, simplest way possible.”

– Neil Newcomb, NEXT Customer since 2022

Our partners love us

Fast claims payout

When the worst thing happens (though we hope it never does!), you need to act quickly. And we’ll be there by your side – like we were for Roshanda King, owner of Rozay’s Boutique. She filed a claim; we paid it out in less than 24 hours.

“I had never heard of a claim being paid out that fast!”

– Roshanda King, NEXT Customer since 2021

Committed to small businesses

NEXT was founded in Palo Alto, CA by three entrepreneurs who started their path as small business owners. With 500,000+ customers across 50 states, we’re a big business by some standards. But we’re still a small business at heart.

Award-winning small business insurance

5.0 Rating Best Small Business Insurance

March 2024

Best Overall Small Business Insurance

July 2024

#1 Best Business Insurance Companies

June 2024

One of the world's top 150 insurtech companies

August 2024

See what NEXT can do for your business

You have questions about protecting your small business. We have answers.

Do I really need business insurance?

If you want to protect your assets, your company, your employees and yourself, the answer is yes! You do need business insurance. Our process is simple so you can get an instant quote in minutes and immediately purchase coverage.

What types of coverage do you offer?

Business insurance is divided into different policies that protect your business from different risks. We offer several types:

We have tailored plans for 1,300+ professions. We can help you design the coverage that best fits your business. If you bundle two or more policies with NEXT, you can save up to 10%.

What business insurance do I need?

The type of business insurance you need depends on several factors, including what kind of business you operate, where your business is located, whether you have a physical location, the number of employees and your business vehicle. It can sound complicated, but with our instant quote, we will quickly walk you through the process to help you determine exactly what coverage you need.

How much does NEXT business insurance cost?

The cost of small business insurance is dependent on a number of factors, but our prices start as low as $19/month for general liability insurance.† Get an instant quote to see how much coverage will cost for your particular small business. Learn more about small business insurance costs.

How do I file a claim?

Filing a claim with NEXT is easy. Just log in to your customer account, tell us what happened, and a U.S.-based claims advocate will get to work to help you resolve your claim as soon as possible. Learn more about the claims process and how we’re there for you when you need us the most.

How can I contact NEXT and customer support?

We’re here when you need help. You can get 24/7 instant support with our chat resource or you can chat with our U.S.-based insurance experts weekdays from 8 a.m. to 5 p.m. CT. Check out our help center for answers to many common questions.

Sources:

https://www.investopedia.com/best-small-business-insurance-4844202, July 2024

https://insuranceranked.com/business-insurance, July 2024

https://www.cnbc.com/the-worlds-top-150-insurtech-companies-2024, November 2024