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Tailored business insurance. Zero hassle. Big savings.

Choose your primary coverage to get started:

General Liability

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Workers’ Compensation

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Professional Liability

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Commercial Property

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Other Coverages

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Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there.

We know you’re busy, so we’ll be quick.

Tell us what you do.

Select your type of coverage.

Get your certificate of insurance.

Let’s find the coverage you need for your business.

Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

Workers’ Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

Professional Liability or Error and Omissions Insurance

Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.

Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.

Business Owner’s Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

We’ve got tailored policies for thousands of professions.

Accountant, Carpenter, Catering, Daycare, Dance Instructor, DJ, E-commerce, Electrician, Engineer, General Contractor, Handyman, House Cleaning and Maid Service, Agents Insurance, Landscaping, Personal Trainer, Pressure Washing, Real Estate Agent, Restaurant, Retail Store, Roofing

Bundle two or more of our policies and save up to 10%.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

“Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great.”

Stacy McGrath

Hub International Protection Division, LLC

“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...NEXT is a lifesaver”

Miranda Belansky

Sea La Vie Galveston, LLC

“I can't think of much NEXT Insurance can do to better serve me and my business. They make me feel prepared for the worst-case scenario.”

Bryan Pearse

Bryan Pearse, LLC

“Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great.”

Stacy McGrath

Hub International Protection Division, LLC

“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...NEXT is a lifesaver”

Miranda Belansky

Sea La Vie Galveston, LLC

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See what NEXT can do for your business

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.