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NEXT is trusted by business owners like you

600,000+

600K+

Customers insured

100%

100%

Instant online access

1,300+

1,300+

Types of businesses covered

4.7/5

4.7/5

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What are customers saying?

All the insurance coverage I need
It has all the insurance coverage I needed and the app was easy to access. It’s also very convenient and very low cost compared to other insurance companies.
Emma
Simple, easy, affordable
NEXT makes it easy to obtain insurance. Then, once I had a policy, I needed COIs for different customers and waivers of subrogation. They made that process simple and easy.
Michael D.
Affordable, easy to use,
and customer friendly
The application and setup processes were straightforward and the chat support was helpful. Site navigation is user friendly and certificate feature is easy to use.
Catherine A.

Get the protection you need. Nothing more. Nothing less.

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Tell us what you do

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Pick the plan that best fits you

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Get your Certificate of Insurance

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Easy, affordable coverage that grows with your business

checkmarkGet covered in less than 10 minutes
checkmarkPrices start at just $19/month for general liability
checkmarkDiscounts available when you bundle policies
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Power up your business with our trusted partners

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Why NEXT?

Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there.

Award-winning small business insurance

nerdwallet5.0 Rating Best Small Business Insurance

March 2024

investopediaBest Overall Small Business Insurance

June 2024

insurance ranked#1 Best Business Insurance Companies

May 2024

cnbcRanked in the top 150 insurtechs

August 2024

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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
Sources:
©2014-2024 and TM, NerdWallet, Inc. All Rights Reserved. https://www.nerdwallet.com/article/small-business/business-insurance, July 2024
https://www.investopedia.com/best-small-business-insurance-4844202, July 2024
https://insuranceranked.com/business-insurance, July 2024
https://www.cnbc.com/the-worlds-top-150-insurtech-companies-2024, November 2024
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© 2025 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.