Business insurance basics

Learn how different types of coverage can protect your business.

business owner standing in front of a woodshop
How to get insurance for a small business
1 tell us what you do
1

Answer a few questions, choose your options and get an online quote.

2 select your cover
2

Buy 100% online, 24/7, in about 10 minutes.

3 instant certificate
3

Get proof of insurance and manage your policy anytime.

What can small business insurance cover?

A young woman falls on slippery stairs covered with ice outdoors.

Injuries

business insurance cover theft 802x454

Theft

small business owner takes a fire extinguisher from a shelf

Fire

Does commercial property insurance cover vandalism 802x454

Vandalism

Get tailored small business insurance for your industry

See what NEXT can do for your business

What we cover
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.