Real Estate Insurance

You can save up to 25% in discounts with instant coverage.*

Choose your primary coverage to get started:

Errors & Omissions

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General Liability

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Workers' Compensation

Commercial Property

Other Coverages

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Protect your business from risk and liability with real estate insurance

NEXT makes it easy to get tailored real estate business insurance coverage. Our coverages are designed to help protect business owners, including errors and omissions insurance for real estate professionals and general liability insurance.

We focus on solopreneurs and small business entrepreneurs in more than 1,300 professions. In about 10 minutes, you can get a free quote, choose your coverage options, pay online and receive sharable proof of insurance. It’s that simple.

NEXT specializes in business insurance for real estate professionals

Choose your profession to get more information

Real Estate Broker, Home Inspectors, Real Estate Appraisal, Estate Liquidator, Makerspace, Mortgage Broker, Property Management, Real Estate Agent, Real Estate Investor

How real estate liability insurance can help protect your business

Real estate liability insurance can help cover costs if you cause an injury or damage a client’s property, or if someone claims that your work error resulted in a financial loss.

Real estate professionals often purchase these two types of insurance for liability coverage:

Errors and Omissions insurance for real estate professionals

Real estate professionals can face allegations of negligence or errors in their services. Errors and omissions (E&O) insurance, also known as professional liability insurance, provides coverage for claims arising from mistakes, misrepresentation or failure to perform professional duties.

Learn more about E&O insurance for real estate.

General Liability insurance for real estate professionals

General liability coverage is one of the first policies real estate professionals get. It helps protect you against expenses related to slip-and-fall accidents (aka bodily injuries), damage to property that doesn’t belong to you and other risks.

Learn more about general liability for real estate.

How much does real estate insurance cost?

You can save up to 25% in discounts when you buy real estate insurance with NEXT.* Whether you’re a property manager or home inspector, the exact amount you pay will depend on:

The types of residential and commercial real estate you work with.
Where your clients’ properties are located.
Your number of employees, if you have them.
Your claims history.
Annual business revenue.

Get a free real estate insurance coverage quote. You’ll know exactly what your business will pay in about 10 minutes, and you can purchase, get proof of insurance and access your policy 24/7.

Business insurance for real estate professionals has never been easier

Customize your insurance solutions to help reduce your exposures.

Business insurance in less than 10 minutes

Fast. Get covered in 10 minutes and you can save up to 25% in discounts

Easy. Coverage that grows with you and easy monthly payments

Affordable. Do it all 100% online or talk to a licensed U.S.-based advisor

Other important business insurance coverage for real estate professionals

In addition to E&O insurance and general liability insurance, we also offer:

Workers’ Compensation insurance

Workers’ comp can pay for injuries and illnesses that happen to your employees while on the job. Workers’ comp can also help to cover lost wages while your employees are recuperating.

This coverage is required for businesses with employees in almost every state.

Learn more about workers’ comp insurance.

Commercial Auto insurance

If you own work vehicles that are titled to your business, you’ll need commercial auto insurance in most states. This coverage helps pay for medical expenses and property damage after an accident.

You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to show properties or meet with homeowners, it probably won’t be covered under your personal car insurance while driving for work.

Learn more about commercial auto insurance.

Commercial Property insurance

Real estate professionals who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe, fire or vandalism, a property insurance program can help with replacement costs or repairs.

Learn more about commercial property insurance.

Customers trust business insurance with NEXT

I am so excited

I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.

Curzella J.

Easiest insurance purchase – EVER!

I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.

Michael W.

Happy small business owner!

I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!

Nicole E.

Real estate professional insurance FAQ

What do I need to get an insurance quote online?

It takes about 10 minutes to get a consultant business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI instantly or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.