Real Estate Insurance
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Protect your business from risk and liability with real estate insurance
NEXT makes it easy to get tailored real estate business insurance coverage. Our coverages are designed to help protect business owners, including errors and omissions insurance for real estate professionals and general liability insurance.
We focus on solopreneurs and small business entrepreneurs in more than 1,300 professions. In about 10 minutes, you can get a free quote, choose your coverage options, pay online and receive sharable proof of insurance. It’s that simple.
NEXT specializes in business insurance for real estate professionals
Choose your profession to get more information
How real estate liability insurance can help protect your business
Real estate liability insurance can help cover costs if you cause an injury or damage a client’s property, or if someone claims that your work error resulted in a financial loss.
Real estate professionals often purchase these two types of insurance for liability coverage:
Errors and Omissions insurance for real estate professionals
Real estate professionals can face allegations of negligence or errors in their services. Errors and omissions (E&O) insurance, also known as professional liability insurance, provides coverage for claims arising from mistakes, misrepresentation or failure to perform professional duties.
Learn more about E&O insurance for real estate.
General Liability insurance for real estate professionals
General liability coverage is one of the first policies real estate professionals get. It helps protect you against expenses related to slip-and-fall accidents (aka bodily injuries), damage to property that doesn’t belong to you and other risks.
Learn more about general liability for real estate.
How much does real estate insurance cost?
You can save up to 25% in discounts when you buy real estate insurance with NEXT.* Whether you’re a property manager or home inspector, the exact amount you pay will depend on:
- The types of residential and commercial real estate you work with.
- Where your clients’ properties are located.
- Your number of employees, if you have them.
- Your claims history.
- Annual business revenue.
Get a free real estate insurance coverage quote. You’ll know exactly what your business will pay in about 10 minutes, and you can purchase, get proof of insurance and access your policy 24/7.
Business insurance for real estate professionals has never been easier
Customize your insurance solutions to help reduce your exposures.
Fast. Get covered in 10 minutes and you can save up to 25% in discounts
Easy. Coverage that grows with you and easy monthly payments
Affordable. Do it all 100% online or talk to a licensed U.S.-based advisor
Other important business insurance coverage for real estate professionals
Workers’ comp can pay for injuries and illnesses that happen to your employees while on the job. Workers’ comp can also help to cover lost wages while your employees are recuperating.
This coverage is required for businesses with employees in almost every state.
If you own work vehicles that are titled to your business, you’ll need commercial auto insurance in most states. This coverage helps pay for medical expenses and property damage after an accident.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to show properties or meet with homeowners, it probably won’t be covered under your personal car insurance while driving for work.
Real estate professionals who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe, fire or vandalism, a property insurance program can help with replacement costs or repairs.
Customers trust business insurance with NEXT
