Tortfeasor

Someone who commits a wrongdoing — with consequences.

WhatsappFacebookTwitterLinkedinEmail
WhatsappFacebookTwitterLinkedinEmail

What is tortfeasor?

Let’s start with: what is a tort? A tort is a wrongful act or an action that harms someone else, and it’s usually a civil (non-criminal) offense.

A tortfeasor is a legal term for someone who has committed a tort. The tortfeasor is someone who has done something wrong that has caused harm to another person, and they can be held legally responsible for their actions in a civil court.

Actions or behaviors that could make someone a tortfeasor

Tort liability is a business’s obligation to compensate individuals who have been harmed or lost something because of their actions or negligence. There are several types of torts, including:

  • Negligence: Involves careless behavior or inaction.
  • Intentional torts: Involves causing damages through deliberate harm.
  • Strict liability: Responsibility is imposed without the need to prove negligence or intentional harm.

Examples of actions that could result in someone becoming a tortfeasor include:

  • Automobile negligence
  • Infringement of copyrights
  • False imprisonment
  • Product liability
  • Intellectual property rights infringement
  • Environmental harm
  • Healthcare neglect
  • Sexual assault

What are the potential consequences for a guilty tortfeasor?

The consequences for a tortfeasor vary depending on the specific type of tort and the laws in different jurisdictions. Most consequences are monetary and can be substantial. This may include:

  • Restoration of property damages
  • Medical expenses
  • Pain and suffering
  • Loss of earnings

For example, a social media influencer uses a copyrighted image to promote their own product. The image owner could sue them for using a copyrighted image in their advertising campaign without permission. If found guilty as a tortfeasor, the influencer would have to pay monetary damages and may lose their right to sell on that social media platform. Other consequences may include criminal penalties and jail time.

Protect your small business with NEXT

At NEXT, we dedicate ourselves to supporting small business owners by providing tailored business insurance solutions to meet your specific requirements.

We streamline the process, enabling you to receive a personalized insurance quote within just 10 minutes by answering a few simple questions online. Once your coverage is in place, you can promptly access your certificate of insurance.

Start a free instant quote today.

banner get business insurance in 10

There’s a lot to love about NEXT

Business insurance in less than 10 minutes

Get insurance in less than 10 minutes and you can save up to 25% in discounts*

Tailored business insurance

Unique, flexible coverage with easy monthly payments

Get business insurance online

Do it all 100% online or talk to a licensed U.S.-based advisor

Let’s find the coverage you need for your business
Business insurance is divided into different policies. We offer seven types so it's easy to design the coverage that fits your business.
General Liability insurance
General Liability
Protect yourself from accidents that cause physical injury or damaged property.
Professional Liability or Error and Omissions Insurance
Professional Liability/E&O
Shield yourself from lawsuits that claim your work errors caused financial losses.
Workers' Compensation Insurance
Workers’ Compensation
Cover medical bills and lost wages if your employees have an accident at work.
Commercial Auto Insurance
Commercial Auto
Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.
Tools & Equipment Insurance
Tools & Equipment
Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.
Commercial Property Insurance
Commercial Property
Keep your building, inventory and equipment protected from fire or water damage.
Business Owner’s Policy Insurance
Business Owner’s Policy
Combine general liability and commercial property into one policy to protect your business.
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
What we cover
Chat with Us

Mon – Fri | 8 a.m. – 5 p.m. CT

FacebookInstagramTiktokTwitterLinkedinYoutube
© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
Better Business Bureau
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.