TUTOR INSURANCE

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

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Workers’ Compensation

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Business Owner's Policy

Commercial Property

Other Coverages

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Rated 4.7/5

(5056 reviews)

Tutor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the private tutor insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Professional liability (E&O)
Commercial auto
Workers’ compensation
Commercial property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different tutor insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of tutoring accidents and basic risks. You’ll have financial protection if someone gets hurt during a teaching session or you are held responsible for damaging property that doesn’t belong to you. It’s often required by schools and educational programs.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Professional Liability (E&O)

Coverage against business mistakes and claims of negligence

Professional liability insurance (also known as errors and omissions or professional indemnity insurance) for private tutors helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, your client could attempt to sue if one of your students fails to pass an entrance exam that was the focus of your lessons. Professional liability could help cover related expenses to defend yourself.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Commercial Auto

For business owners who own or drive vehicles

Most states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property damage. Personal auto insurance usually won’t provide coverage for injuries or property damage if you get in an accident while driving for work.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Coverage for workplace injuries

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

9th Street Lab shouts out to Next Insurance

Excellent service. I searched for weeks trying to find insurance and kept being sent to another "agent". I contacted my local Hartford agent and they connected me to Next. Thank yo...

Martin T.

Exceptional Service and Agent!

I was in need of commercial insurance and not only did I receive a call from a great agent who was extremely personable but his knowledge and concern about what I needed in order t...

Rockisha B.

Great Company

Next has been a great company to work with and the customer service has been phenomenal. I would definitely recommend them to anyone looking for renter's insurance or liability ins...

Monique R.

Painless

We were looking into Limited Liability Insurance plans and with in minutes they had our information and were able to provide a quote, where the other companies we were researching ...

Darby C.

Amazing!

I contacted 3 different times, spoke with three different agents, every single one took care of my needs immediately! They even called a third party on my behalf to make a clarific...

Monica M.

9th Street Lab shouts out to Next Insurance

Excellent service. I searched for weeks trying to find insurance and kept being sent to another "agent". I contacted my local Hartford agent and they connected me to Next. Thank yo...

Martin T.

Exceptional Service and Agent!

I was in need of commercial insurance and not only did I receive a call from a great agent who was extremely personable but his knowledge and concern about what I needed in order t...

Rockisha B.

Great Company

Next has been a great company to work with and the customer service has been phenomenal. I would definitely recommend them to anyone looking for renter's insurance or liability ins...

Monique R.

Painless

We were looking into Limited Liability Insurance plans and with in minutes they had our information and were able to provide a quote, where the other companies we were researching ...

Darby C.

Amazing!

I contacted 3 different times, spoke with three different agents, every single one took care of my needs immediately! They even called a third party on my behalf to make a clarific...

Monica M.

You can save up to 25% in discounts on tutor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does tutor insurance cost?

Tutor insurance quotes vary based on the risks that your business faces, such as:

The kinds of tutoring you provide
Where your clients are located
If you have any employees
The type of vehicle you drive

Learn more about tutor insurance costs and coverage.

Tutor insurance requirements

Tutors are almost always required to have insurance due to the risk of injuries to students or damage to their property. You might need insurance to:

Start working with students. Parents and schools might ask you to have active insurance needed for tutoring businesses — usually general liability or workers’ compensation.
Injuries on the job. Most states require workers’ compensation, even if you don’t have employees.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about business insurance

Here are some of the most common questions we get about tutoring business insurance policies. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

How does business insurance protect tutors?

Our affordable tutor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

You accidentally spill your coffee on a student’s laptop. The general liability coverage in your insurance package could help pay for a repair or replacement.**

Accidents that hurt someone

A student cuts their leg on the sharp edge of desk. Your general tutor liability insurance coverage could also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims that you didn’t sufficiently prepare them for an important exam and caused them financial losses. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You develop carpal tunnel syndrome after long days working at your computer and need treatment. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

When backing out of a client’s driveway, you accidentally knock over their mailbox. Commercial auto insurance can help pay for the repairs. This tutor insurance coverage is also usually required by law for business-owned vehicles.

Damage to your own property

Thieves steal several computers from your tutoring facility. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Acting Lessons, Adult Education, Art Class, Child Care, Computer Lessons, Daycare, Tutor

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.