Our tile, stone and flooring installer insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
Your company accidentally damages baseboards when installing a tile floor. The
general liability coverage in your insurance package would help pay to fix the damage.
Accidents that hurt someone
An employee forgets to place warning signs and a visitor twists an ankle after tripping over building materials. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
A client says that you failed to properly install a stone fountain at an office building, which causes water damage.
E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
One of your employees is injured using a tile cutter and needs to visit the emergency room.
Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
An employee has a wreck on a highway and totals another driver’s vehicle.
Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
You forget to take a granite router home from a site and can’t find it when you return. You can choose to add
tools and equipment insurance to your general liability coverage to help pay for replacement costs.
Damage to your own property
Your office is flooded after a water pipe bursts overnight.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.