Real Estate Investor Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Professional Liability

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General Liability

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Workers' Compensation

Commercial Property

Other Coverages

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Real estate investor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the real estate investor insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Commercial auto
Workers’ compensation
Commercial property

We specialize in providing the right type of real estate investor insurance for small businesses

It’s all about managing your risk. See the different policies available for a real estate investor and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers the risks that affect almost every real estate investment business. It's the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

For business owners that use vehicles

Whether your car is essential for your daily operations or a vehicle you only occasionally use for work, you need a commercial auto insurance policy customized for your real estate investment business. Most states require that your business-owned vehicles are insured for certain types of accidents with commercial auto coverage.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

For business owners who hire employees

Workers' compensation insurance helps to make sure workers are taken care of if they're hurt on the job, while also protecting real estate investors from significant financial losses after an accident. It's legally required in most states for businesses with employees.

workers compensation can help you pay for:

Medical expenses

Lost Wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property coverage helps protect almost all of the physical items you need to run your business operation as a real estate investor, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Great Service

Fast and Easy

Taurin R.

Business Insurance reasonable price point.

James L.

Easy to set up with competitive pricing for our policy'

Everything was done online and the process was very simple...got a quote and it was very competitive.

Liane T.

Easy to use

So far the app has been easy to use and the representatives have been helpful

Shana W.

Michael Reynaga

Excellent Customer Service and extremely knowledgeable

Kenneth A.

Easy Process!

Great and easy process!

Dan S.

GREAT SERVICE & GREAT PRICES!

Easiest evaluation process and a very easy on my wallet price!

Kevin K.

Excellent Service

Quick and Responsive! Recommend to All !!

Vaughn S.

Commercial insurance/ property

Excellent Service- the online system makes it a breeze, the online account even better. The underwriting, and what's covered is great. There is no provisions , insurance 12am the n...

john z.

great

Ardele S.

Business insurance for real estate investors has never been easier

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

Commercial Auto

Combined single limit

$50,000

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does real estate investor insurance cost?

Real estate investor insurance costs vary based on the risks that your business faces, such as:

The types of projects you work on
Where your projects are located
Your payroll and the kinds of jobs your employees do
The number and types of vehicles you use at work

You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.

Learn more about real estate investor insurance costs and coverage.

Real estate investor insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Get a real estate investor license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
Hire employees. Most states require workers’ compensation insurance if you have employees.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about real estate investor business insurance

Here are some of the most common questions we get about real estate investor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general liability coverage for real estate investors?

Yes, NEXT Insurance offers general liability, commercial auto, workers' compensation, and commercial property insurance for real estate investors.

Does NEXT Insurance offer workers' compensation coverage for real estate investors?

Yes, NEXT Insurance offers workers' compensation insurance, commercial property, general liability, and commercial auto coverage for real estate investors.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do I change the information on my policy?

Log in to your customer account to make changes such as cancelling your coverage, editing payment information and updating your business address. If you are unable to make changes in your customer account, please email us at support@nextinsurance.com and include a description of the changes you’d like to make. In some cases, we may revise your policy documents to reflect the changes. If this is the case, we will email you the appropriate documents along with confirmation of the changes made to your file within seven to 10 business days.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Real Estate Broker, Home Inspectors, Real Estate Appraisal, Estate Liquidator, Makerspace, Mortgage Broker, Property Management, Real Estate Agent, Real Estate Investor

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.