Choose your primary coverage to get started:
NEXT Insurance is a one-stop shop to help you get the insurance you need to protect your business from accidents, injuries, and legal fees. Our insurance packages for real estate agents typically include:
general liability can help you pay for:
professional liability can help you pay for:
workers compensation can help you pay for:
commercial property can help you pay for:
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Real estate agents are almost always required to have insurance due to the risk of injury to clients and damage to property. You might need insurance to:
Here are some of the most common questions we get about liability insurance for real estate agents. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
NEXT’s real estate E&O policy covers residential and commercial transactions and includes a variety of covered professional services, such as real estate sales, property management and appraisals. There are several ways E&O insurance can help real estate agents, including helping to cover expenses related to court costs, lawyer fees and any judgments or settlements against you.
For example, if a problem with a house is discovered after negotiations have begun, you could be accused of not disclosing that information. If your client decides to sue you, your real estate E&O coverage could help pay for related expenses.**
For example, if a buyer believes that you didn’t negotiate a low enough price on a house and they decide to sue. Or if a buyer misinterprets your advice about having to cover closing costs and they end up with unexpected fees.
For example, you may be called negligent if you fail to provide a client with all the necessary paperwork they need to make an informed decision. Or if there is a zoning issue on a piece of property you didn’t know about, your client could claim you should have done your due diligence to find out that information before it was too late. E&O coverage can also help pay for legal costs related to defending yourself in a disciplinary hearing if a complaint is filed against you.