Information Technology (IT) Consultant Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Professional Liability

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General Liability

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Workers' Compensation

Commercial Property

Other Coverages

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Information technology insurance for bids and contract jobs

NEXT makes it easy to get tailored professional liability insurance and other business insurance for technology consulting companies. Once you’re covered, you can share your proof of insurance in minutes at no additional cost.

We specialize in solopreneurs and small business owners in over 1,300 professions. You can get a free quote, choose your options, buy online and get sharable proof of insurance for every bid and contract job.

Liability insurance for consultants can help protect you from:

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Get affordable IT contractor liability insurance without the hassle

Consider these coverage options to keep your business in compliance, professional and protected:

General Liability insurance

For damage to property you don’t own

This type of liability insurance can provide financial help for many of the risks that face any small business. General liability can help if someone other than an employee gets hurt or you’re held responsible for damaging property that doesn’t belong to you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Professional Liability insurance

To help shield you from errors and mistakes at work

Professional liability insurance can help you defend yourself if you’re accused of making a professional mistake that leads to a loss of income.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Commercial Auto insurance

If you own or drive a vehicle for work

Personal auto insurance doesn’t usually provide coverage if you cause a collision on the way to a client’s office. Most states require a commercial auto policy for business-owned vehicles to help pay for accident fallout, such as medical expenses and property damage.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental car reimbursement

Workers’ Compensation insurance

Coverage for work-related illness or injury

Workers’ compensation insurance could help pay for medical care and lost wages if you or your employees get hurt on the job. Make sure to add business owner’s coverage to your policy if you want yourself covered by workers’ comp.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property insurance

For business owners who own or rent property

Commercial property insurance could help protect your business equipment, inventory and structures. If your business property is damaged due to a covered event such as a burst water pipe or fire, property insurance could help with replacement or repair.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

IT consultants trust NEXT

Business insurance

It was very easy to work with Shelby and I really liked the rates compared to my other insurance company. Thanks again Shelby and co worker

GREGORY S.

Easy to get insurance

Michel B.

Company Insurance

The perfect coverage for my needs.

Leonardo P.

So dang easy

Super easy process. I have a million irons in the fire trying to launch my business; NEXT made it so easy to get the insurance I need to win new clients. The price was great too.

Andrew R.

Contract Insurance made simpe

Next made the process of securing insurance quick, affordable and simple.

Katherine V.

Excellent Service. Everything Online

Ravindra C.

Great online insurance company. Easy

Great online insurance company. Easy sign up, helpful customer service, good rates. Highly recommend

Abdulhai A.

An easy way to get business insurance for a small LLC

The process was easy and quick. Various pricing options were presented. Overall a good buying experience.

Michael F.

Whats NEXT!!

Not only can you afford this insurance but its also convenient and does not take long to sign up. I couldn't be more happier with my experience and I look forward to utilizing them...

Jeffrey E.

Quick Process

Quick easy process and far less costly than any other insurance company.

Terry P.

You can save up to 25% in discounts on IT consultant insurance

Choose the package that's best for your business.

Basic

Lowest Price

General Liability

Per occurrence

$1 million

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does IT business insurance cost?

Your IT liability insurance cost can vary based on a number of factors, including:

The location of your business.
Your number of employees, if you have them.
Your claims history.
Annual business revenue.

Learn more about it consultant insurance costs and coverage.

Get a free business consultant insurance quote. You’ll know exactly what your business will pay in about 10 minutes, and you can purchase, get proof of insurance and access your policy 24/7.

Which types of insurance are required for IT business consultants?

Insurance requirements vary by company, municipality, job type, contract and more. Professional liability insurance or general liability insurance are among the most commonly requested for tech consultants, and these policies may be necessary to help you:

Secure work. Businesses and agencies want you in compliance to help mitigate their project risk.
Pay for property damage to your office space. Commercial property insurance can help protect the space you use for work and borrowed or rented equipment you use for your job.
Deliver, pick-up or drive for business. Vehicles used for business typically need commercial auto insurance.
Get help for attorney fees and legal expenses. If a client sues you for making a professional mistake.

Frequently asked questions about IT consultant business insurance

Here are some of the most common questions we get about IT consultant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Art Consultant, Business Consultant, Education Consultant, IT Consultant, Marketing Consultant, Product Designer, Safety Consultant, Translator and Interpreter

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.