See the coverage plans for General Contractor Insurance in New York
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$300,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
We specialize in providing the right type of general contractor insurance for small businesses in New York
NEXT is made for entrepreneurs, hustlers and general contractor business owners in New York who like to stay covered and save money.
General Liability
Protection for the injuries, accidents and damage you cause
General liability insurance is included in most business insurance packages, including carpenter business, because it covers the risks that many business owners face every day. It’s not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
How much should a General contractor in New York expect to pay for business insurance?
Running a small business is a 24/7 job. That’s why NEXT makes it quick and painless to get the right coverage that’s customized exactly to your needs. A general contractor business in New York has unique needs and we tailor our policy based on:
- How many people are on your payroll
- The state and city in which you work
- The kind of work you do
- The number and types of vehicles you use for work
When you can save up to 25% in discounts on business insurance, you can afford to invest in growing your small business. We’re here to make sure you always have the right amount and kind of coverage.
What does a General contractor need insurance for in New York?
With business insurance from NEXT, you’ll have the protection you need to get your general contractor business to the next level. Insurance can help you in many ways:
- General liability coverage helps pay for damage to property that doesn’t belong to you.
- Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
- Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
- Commercial auto coverage will help pay for collision and other driving-related damage.
- Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.
Get customized insurance wherever you do business
Learn more about insurance options in the states where you work.
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
More professions that are covered by NEXT
Appliance Technician, Carpenter, Concrete Contractor, Debris Removal, Drywall Contractor, Electrician, Excavation Contractor, General Contractor, Handyman, HVAC Contractor, Home Renovation Contractor, Mason, Insulation Contractor, Painters, Paving and Asphalt Contractor, Plumber, Roofing, Siding Installation Contractor, Solar Contractor, Snow Plowing, Welding, Tile, Stone and Flooring Installer, Paperhanger, Fence Installation Contractor, Lawn Care, Landscaping
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
Construction business owners like you trust NEXT
Number of businesses insured
Statistics as of November 2023