Fence and gate installation contractor insurance that's made for your business
NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to fences and gates installation contractor business so you are always protected against unpredictable events. The most common insurances packages bought by fencing contractor business owners include:
- General liability
- Contractors’ E&O
- Workers’ compensation
- Tools & equipment
- Commercial property
Find the right fence installation contractor business insurance for you
We have all the business insurance you might need for your fencing contractor business. And save up to 10% when you bundle two or more of our policies.
General Liability
Protection for the injuries, accidents and damage you cause
General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your fencing contractor business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Contractors' E&O
Coverage against business mistakes and claims of negligence
Errors and omissions insurance (also known as professional liability) helps you to defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of project cost overruns, it could help cover related expenses to defend yourself.
professional liability can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Workers' Compensation
For business owners who hire employees
Workers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting fencing contractor business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Tools & Equipment
Protection for your gear and equipment
Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs. Tools and equipment insurance is available as an add-on to our general liability insurance.
inland marine can help you pay for:
Equipment Owned By You
Miscellaneous Tools Owned By You
Employee Tools and Clothing
And more...
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance helps to protect the items you need to run your fencing contractor business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
What customers say about us
Happy to be a customer
I am pleased with the timely service I get with Next
Erik B.
Satisfied Customer
Best business insurance with the easiest process!
Stephen H.
RGV Fence Experts
Awesome service for my business.
Delma R.
good
good
Neftali A.
Will recommend to all my friends and business owners.
Really fast response time Excellent quotes the best choice I made.
James k.
Exceeded Expectations
I am very pleased with the coverage and affordable cost of my policy with next insurance. My superstar customer service agent also made getting coverage an enjoyable seamless exper...
William W.
Easy fast and the most
Easy fast and the most convenient way to get business insurance
Elvia R.
Fence installation insurance
Great job by your staff. Would recommend this company.
James C.
Happy to be a customer
I am pleased with the timely service I get with Next
Erik B.
Satisfied Customer
Best business insurance with the easiest process!
Stephen H.
See Fence Installation Contractor Insurance Coverage Plans
Basic
Lowest Price
General Liability
Per occurrence
$300,000
Tools & Equipment
Per occurrence
$3,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Tools & Equipment
Per occurrence
$5,000
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Tools & Equipment
Per occurrence
$10,000
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does fence installation contractor insurance cost?
Fence installation contractor insurance costs vary based on the risks that your business faces, such as:
- Where you work
- The kind of work you do
- Your payroll and the kinds of jobs your employees do
- The number and types of vehicles you use at work
You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.
Learn more about fence installation contractor insurance costs and coverage.
Fence installation contractor insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Help pay for accidents that cause damage to property that isn’t yours.
- Defend yourself if you’re accused of making a mistake that causes someone to lose money.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about fence installation contractor business insurance
Here are some of the most common questions we get about fence installation contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer Workers' Compensation coverage for fence installation Contractor businesses?
Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Auto, Tools & Equipment, Commercial Property coverage for fence installation Contractors.
Does NEXT Insurance offer Commercial Property coverage for fence installation Contractor businesses?
Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Auto, Tools & Equipment, Commercial Property coverage for fence installation Contractors.
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
More professions covered by NEXT
Appliance Technician, Carpenter, Concrete Contractor, Debris Removal, Drywall Contractor, Electrician, Excavation Contractor, General Contractor, Handyman, HVAC Contractor, Home Renovation Contractor, Mason, Insulation Contractor, Painters, Paving and Asphalt Contractor, Plumber, Roofing, Siding Installation Contractor, Solar Contractor, Snow Plowing, Welding, Tile, Stone and Flooring Installer, Paperhanger, Fence Installation Contractor, Lawn Care, Landscaping
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.