Debris Removal Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

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Workers' Compensation

Contractors' E&O

Tools & Equipment

Other Coverages

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Debris removal insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the demolition and debris removal insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Contractors’ E&O
Workers’ compensation
Commercial property
Tools and equipment

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for affordable debris removal insurance and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of debris removal accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by project owners and individual clients. General liability includes contractors’ E&O, or professional liability coverage, which can help cover costs in a business disagreement.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Contractors’ E&O

Coverage against business mistakes and claims of negligence

Errors and omissions insurance (also known as professional liability) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of removing materials that weren’t actually debris, it could help cover related expenses to defend yourself or redo the job.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help you and your employees after a workplace accident. Most states require it as soon as you hire your first employee. It can help pay for medical bills and lost wages after an accident.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If you don’t own or lease property and regularly take expensive gear to a job site, tools & equipment insurance offers protection against damage or theft. This coverage is available as an add-on to our general liability insurance.

inland marine can help you pay for:

Equipment owned by you

Employee tools and clothing

Borrowed equipment

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment, inventory and your building if you own it. If you own real estate where you store equipment, commercial property insurance provides coverage for your equipment while it’s on the premises, as well as for the building itself.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Quick and easy.

Michael S.

I found exactly what I

I found exactly what I was looking for at a reasonable price.

Alvia M.

excellent tool for the best performance

excellent service

Rafael G.

Great service And price

First of all I want to thank you all agents from next insurance. I did a job for a company and they told me I need some other insurance to get paid, so I called Next Insurance and ...

Suzanne V.

Nice to deal with them

Best price and easy to process the information and payment.

Leo S.

Easy Peasy

Setting up was easy and help was a phone call away. Anything to leave my current agent.!

Tracy B.

What's needed for Business

Thanks Next for providing the Business Insurance I needed!!

Minnie H.

Fast and simple

Very fast and simple. Would recommend them to anyone

salvador p.

Thanks for your help.

Myron F.

So easy and so inexpensive

My agent of over 20 years was professional and kind enough to refer me to Next. I needed some insurance for a short term project/job and I completed an online form, got pricing, pa...

Shawn D.

You can save up to 25% in discounts on debris removal insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$300,000

Tools & Equipment

Per occurrence

$3,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does debris removal insurance cost?

Debris removal insurance coverage costs vary based on the risks that your business faces, such as:

The types of projects you work on
Where your projects are located
Your payroll and the kinds of jobs our employees do
The number and types of vehicles you use at work

Learn more about debris removal insurance costs and coverage.

Debris removal insurance requirements

Debris removal businesses are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Start work on a project. Clients and local governments might ask you to have active insurance — usually general liability or workers’ compensation.
Hire employees. Most states require workers’ compensation.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about business insurance

Here are some of the most common questions we get about junk removal commercial insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

How does business insurance protect debris removal services?

Our debris removal insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

An employee damages a client’s fence during a construction waste haul from a home renovation. The general liability coverage in your insurance package could help pay for a replacement.**

Accidents that hurt someone

Someone climbs up a debris pile you leave at a job site overnight and gets hurt. Your general liability insurance could also come into play here by helping to pay for medical costs and legal fees to defend your business.

Professional mistakes

While removing old appliances from a home, your team accidentally takes a chest freezer that was supposed to stay. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

An employee drops a plumbing fixture on their foot, causing an injury that requires a few weeks off to heal. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Theft or damage to your tools

A pile of rocks gets pushed into your toolbox and damages everything inside. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

Thieves break into your office overnight by smashing the front windows. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.

Debris Removal Insurance

You can save up to 25% in discounts on business insurance.*

Debris removal insurance designed to protect your business

General Liability

Contractors’ E&O

Workers' Compensation

Tools & Equipment

Commercial Property

What customers say about us

You can save up to 25% in discounts on debris removal insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

How much does debris removal insurance cost?

Debris removal insurance requirements

Frequently asked questions about business insurance

How does business insurance protect debris removal services?

Damage to someone’s property

Accidents that hurt someone

Professional mistakes

Workplace injuries

Theft or damage to your tools

Damage to your own property

What do I need to get an insurance quote online?

How can I get a certificate of insurance (COI)?

How do you file an insurance claim with NEXT?

More professions that are covered by NEXT