Our dance instructor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
Damage to someone’s property
You accidentally drop a client’s camera while filming a performance. The
general liability coverage in your insurance package could help pay for a replacement.**
Accidents that hurt someone
A ballet dancer suffers tendonitis after working with you for several months. Your
general liability coverage could also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
A student claims that your dance training caused a chronic injury.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
You fall on a staircase while moving tap dancing supplies into storage.
Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Damage to your own property
A tree falls over and damages the roof of your dance studio.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.
