Crafter Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

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Workers’ Compensation

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Professional Liability

Commercial Property

Other Coverages

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Rated 4.7/5

(5056 reviews)

Liability insurance for craft artists can help protect:

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Crafter insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the crafter insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

Professional Liability (E&O)
General Liability
Workers’ Compensation
Commercial Property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different crafter business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance is included in most business insurance packages, including crafter business, because it covers the risks that many business owners face every day. It’s not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Professional Liability (E&O)

To help protect you from errors and mistakes at work

Professional liability insurance (also called errors and omissions insurance) can help you defend your business if you’re accused of making a mistake that causes someone to lose money. For example, if you give wrongful advice to a client that costs them money, this coverage could help cover related expenses to defend yourself if they file a lawsuit.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Workers’ Compensation

For business owners who hire employees

Workers’ compensation insurance protects employees and crafter business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance covers crafter business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

awesome insurance for small businesses

makes it easy to do CIOs for arts and craft fairs!

Denys S.

The Easy Button

Your site makes it easy to get insurance and any of the documents needed for my small business.

Laurie S.

Quick and easy service. Thank

Quick and easy service. Thank you!

Katelyn C.

Liability Insurance

Great service fast response I needed liability insurance for an upcoming show and you helped me out. Thank you so very much

Brooke O.

Next Insurance

It was very easy to sign up. It is easy to use the app to add policy holders. I would recommend this insurance to all small businesses owners.

Maria M.

Helpful personal

Helpful personal and friendly service. Quick and friendly happy to help with issues as they arise.

sherrie b.

General Liability

Asked all the appropriate questions. Easy to follow and fill out. Fairly quick and easy.

Linda R.

Owner small business

Looked for a long while to find insurance that fits my type of company and NEXT CAME THROUGH!! AT A GREAT AFORDABLE RATE!!

Steven P.

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

You can save up to 25% in discounts on crafter insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does crafter insurance cost?

Crafter insurance costs vary based on the risks that your business faces, such as:

Where you work
The kind of work you do
Your payroll and the kinds of jobs your employees do
The number and types of vehicles you use at work

You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.

Learn more about crafter insurance costs and coverage.

Why does a crafter need business insurance?

Crafter business needs insurance to help stay protected from financial losses after accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:

Align with industry standards and state requirements for a crafter business.
Change with your business as you experience fluctuations.
Hire employees. Most states require workers’ compensation.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about crafter business insurance

Here are some of the most common questions we get about business insurance for crafters. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general liability coverage for crafter business?

Yes, NEXT Insurance offers general liability, workers' compensation, commercial property coverage for crafter businesses.

Does NEXT Insurance offer professional liability coverage for crafter business?

Yes, NEXT Insurance offers professional liability, general liability, workers' compensation and commercial property coverage for crafter businesses.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Actors, Crafter, DJ, Event Planner, Motivational Speaker, Photographer, Tarot and Psychic Readers, Videographer, Wedding Planner

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.