Concrete Contractor Insurance

Our concrete construction insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

Your employee tracked wet cement onto a rug in the lobby of an office building. The general liability coverage in your insurance package could help pay for a replacement.**

Accidents that hurt someone

One of your employees accidentally injures someone when cinder blocks fall out of a pickup truck. Your general liability insurance could also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A commercial real estate developer claims that your business made a critical structural mistake, which causes a loss in rental income. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

Two employees are hurt after dropping a concrete slab on the job and need medical care. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Injuries and damage involving your business vehicles

Your employee backs into another person’s car while reversing in a parking lot. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

Someone steals a pressure washer and concrete edger from a company vehicle while your employees are busy at work. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

A tree falls over and causes damage to your office roof. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.