Catering Insurance in New Hampshire

You can save up to 25% in discounts on business insurance.^*

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Catering insurance that's made for your New Hampshire business

We’re dedicated to helping you get the catering insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for catering business in New Hampshire include:

General liability
Workers’ compensation
Commercial property

How NEXT helps catering businesses

You can save up to 25% on catering business insurance in New Hampshire

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of catering business accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by clients and licensing agencies.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance protects employees and catering business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance is one of the most common types of small business insurance catering owners buy because of the different types of coverage it offers. It helps with replacement or repair costs if property is stolen or damaged due to a covered event, such as a burst water pipe, fire or vandalism.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

How much does it cost to get catering insurance in New Hampshire?

The exact amount that a catering business can expect to pay for business insurance depends on a number of factors, including:

The kind of work you do
How many employees you have
The number of vehicles you use for work
How long you’ve been in the industry

Business insurance typically costs a catering business in New Hampshire about $23 each month.^†

You automatically save 10% if you combine more than one type of policy together. For example, if you add a commercial auto policy to your existing general liability policy, you’ll save 10% right off the bat.

What does a catering need insurance for in New Hampshire?

With business insurance from NEXT, you’ll have the protection you need to get your catering business to the next level. Insurance can help you in many ways:

General liability coverage helps pay for damage to property that doesn’t belong to you.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
Commercial auto coverage will help pay for collision and other driving-related damage.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.

Frequently asked questions about catering business insurance

Here are some of the most common questions we get about catering business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer catering business insurance in New Hampshire?

Yes, NEXT Insurance offers tailored catering business insurance in New Hampshire.

Does NEXT Insurance offer Workers' Compensation coverage for catering business in New Hampshire?

Yes, NEXT Insurance offers General Liability, Workers' Compensation, Commercial Property coverage for catering business in New Hampshire.

How does business insurance protect event planners?

Our tailored business insurance for event planners is designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI instantly or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a consultant business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.

Get customized insurance wherever you do business

Learn more about insurance options in the states where you work.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Bakery, Butcher Shop, Catering, Coffee Shop, Farmers Market, Food Cart, Food Truck, Grocery Store, Personal Chef, Restaurant

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.