Choose your primary coverage to get started:
NEXT’s auto body shop insurance can help protect you from out-of-pocket costs related to accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
general liability can help you pay for:
commercial property can help you pay for:
faulty work can help you pay for:
garagekeeper liability can help you pay for:
You can save up to 19% when you buy auto body shop insurance with NEXT. The exact amount you pay will depend on:
A certified shop that bundles general liability with commercial property coverage can save up to 19%. Qualifying certifications are ASE, I-CAR (Gold class) and AAA-approved auto repair.
Learn more about auto body shop insurance costs and coverage.
Auto body technicians are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
Here are some of the most common questions we get about auto body collision repair insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our auto body shop insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
You drop your paint gun and accidentally dent the hood of a customer’s van. General liability coverage gives you financial protection if you are held responsible for damaging property.**
A customer’s kid trips over your tools and hurts himself. General liability helps to keep your business protected if someone other than an employee gets hurt.
A paint stand falls over and punctures the side of a customer’s door. Garagekeepers coverage could cover the repairs to the body of the vehicle caused by the stand.
A customer claims you didn’t paint their car the color they requested. Faulty work insurance could help to defend you against the claim.
Your employee takes a customer’s car for a test drive and accidentally causes an accident. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for coverage when you or your employees drive a customer’s vehicle.
Vandals tag your shop and equipment. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
