Arts and Crafts Store Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Business Owner’s Policy

Get a Quote

Workers’ Compensation

General Liability

Commercial Property

Other Coverages

Featured On

Rated 4.7/5

(5056 reviews)

Arts and crafts store insurance can help protect you from:

Theft

Your business is burglarized overnight and inventory was stolen. You need to replace it — fast.

Product liability

A customer claims a sweater you sold was treated with a chemical that caused an allergic reaction.

Advertising injury

A competitor sues you claiming that you copied the "look and feel" of their product listing.

Cyber

Criminals hack your store's site, and now your customers' payment information is compromised.

Arts and crafts store insurance that's made for your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to arts and crafts store business so you are always protected against unpredictable events. The most common insurances packages bought by arts and crafts store business owners include:

General Liability
Workers’ Compensation
Commercial Property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different arts and crafts store business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance is included in most business insurance packages, including arts and crafts store business, because it covers the risks that many business owners face every day. It’s not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your arts and crafts store business has employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your arts and crafts store business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

Insurance

Great price and fast service!

Monica W.

Very Impressed

I needed to get insurance fast for my small online business. I went online and this came up. I filled out everything, and within minutes I was insured! I got exactly what I needed ...

Roberta P.

Fast, Easy & Smart

There are so many things to worry about when you're a new start up, with NEXT, insurance just isn't one of them! www.dragonflycraftstudio.com

Cindy J.

Awesome

Melissa D.

Very easy. Professional and courteous

Very easy. Professional and courteous staff. Highly recommend...

Tracy D.

very easy

Rosalinda F.

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

Insurance

Great price and fast service!

Monica W.

Very Impressed

I needed to get insurance fast for my small online business. I went online and this came up. I filled out everything, and within minutes I was insured! I got exactly what I needed ...

Roberta P.

You can save up to 25% in discounts on arts and crafts store insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much should a arts and crafts store expect to pay for insurance?

Your arts and crafts store insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

Your claims history
How high you set your limits
Your work experience
How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

Learn more about arts and crafts store insurance costs and coverage.

Arts and Crafts Store insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Help pay for accidents that cause damage to property that isn’t yours.
Defend yourself if you’re accused of making a mistake that causes someone to lose money.
Hire employees. Most states require workers’ compensation insurance if you have employees.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about arts and crafts store business insurance

Here are some of the most common questions we get about arts and crafts store insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer workers' compensation coverage for arts and crafts store business?

Yes, NEXT Insurance offers workers' compensation, general liability and commercial property coverage for arts and crafts store businesses.

Does NEXT Insurance offer commercial property coverage for arts and crafts store business?

Yes, NEXT Insurance offers commercial property, general liability and workers' compensation coverage for arts and crafts store businesses.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

More professions that are covered by NEXT

Amazon Seller, Arts and Crafts Store, Bike Shop, Bookstore, Candle Store, Candy Store, Clothing Store, Convenience Store, E-commerce, Electronics Store, Fabric Store, Florist, Furniture Store, Hardware Store, Jewelry Store, Laundromat, Luggage Store, Medical Supplies Store, Pawn Shop, Retail Store, Toy Store

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.