Our nail technician insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
Damage to someone’s property
You spill nail polish on a client’s designer purse. The
general liability coverage in your insurance package could help pay for a replacement.**
Accidents that hurt someone
A client slips and falls on a freshly mopped floor. Your
general nail technician liability insurance coverage could also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
A client claims that they got an infection because your nail station was not sanitized.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
You experience a serious back strain after picking up a box of manicure supplies.
Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You slide on an icy road and damage your work vehicle.
Commercial auto insurance can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Your nail salon is damaged by an electrical fire.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.