Oklahoma plumbing license and insurance requirements

Oklahoma plumbing license and insurance requirements

Amy Beardsley
By Amy Beardsley
Nov 26, 2024
1 min read
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If you’re considering becoming a plumber in the Sooner State, you’re in the right place. This guide covers everything you need to know — from obtaining your Oklahoma plumbing license and necessary insurance to renewal requirements and reciprocity options. We’ll help you navigate the steps to a successful plumbing career in Oklahoma.

Jump ahead to learn about:

Do you need an Oklahoma plumbing license to work as a plumber?

Yes, you need a license from the Oklahoma Construction Industries Board (CIB) to work as a plumber in the state. The CIB offers four types of licenses:

  • Apprentice: For those just starting
  • Journeyman: For experienced plumbers
  • Contractor: The highest level

The typical path for licensure starts as a registered apprentice working under a licensed professional, then advancing to journeyman, with the opportunity to become a plumbing contractor as you gain experience. Keep in mind that some cities, like Oklahoma City, require you to register your state license locally before starting work.

Insurance requirements for an Oklahoma plumbing license

Protecting your plumbing business is just as important as doing quality work. Here’s what you need to know about plumbing insurance in Oklahoma.

Workers’ Compensation insurance

Workers’ comp insurance is required if your plumbing business has full-time or part-time employees. It helps cover medical costs and lost wages if an employee gets hurt on the job.

Learn more about workers’ compensation for contractors.

General Liability insurance

General liability insurance helps protect your business if you accidentally damage someone’s property or a customer gets injured.

Oklahoma plumbing contractors must carry at least $50,000 in coverage to maintain an active license. The individual license holder’s name must be on the certificate of insurance. The Certificate holder is the Construction Industries Board.

Learn more about general liability insurance for contractors.

Commercial Property insurance

If you have a shop or storage space, commercial property insurance helps protect it in the event of damage or vandalism. This coverage extends to your inventory, equipment and other business property.

Business Owner’s Policy

A business owner’s policy, or BOP insurance, provides broad coverage of general liability and commercial property policies combined in a cost-efficient bundle. It can help cover damage that you or your employees may inadvertently cause to another person’s property and help protect your business equipment in the event of a fire or other covered event.

Tools and Equipment insurance

Your tools are essential to your trade, which is why tools and equipment insurance exists. It helps cover your damaged, stolen or lost gear while you’re getting the job done.

Commercial Auto insurance

Moving between jobs means time on the road. Commercial auto insurance helps cover your work vehicles and any accidents or damage you accidentally cause while heading to your next call. It’s mandatory to have auto coverage in Oklahoma. Minimum coverage amounts are:

  • $25,000 for bodily injury per person
  • $50,000 per accident
  • $25,000 for property damage

How to get plumbing license in Oklahoma

Knowing how to get your plumbing license in Oklahoma starts with submitting your apprentice application to the CIB. You’ll need to be at least 16 years of age and sign a notarized affidavit that you’re a U.S. citizen or provide a copy of a valid immigration document.

Your Oklahoma plumbing apprentice license registration is good for one year, and you’ll need to renew it annually while you gain verifiable experience. The good news? Every hour you work as an apprentice plumber counts toward your journeyman requirements. Most plumbers spend about three years as apprentices before moving up.

Journeyman license

To become a journeyman plumber, you’ll need to be at least 18 and show proof of either:

  • Three years working for a licensed contractor; or
  • Equivalent military experience; or
  • A current out-of-state license in good standing

You can also substitute some experience requirements with education. For instance, a 1,000-hour approved plumbing program counts for two years, while a 500-hour program equals one year.

Once you pay a license and application fee of $75 and your journeyman license application is approved, you can take the journeyman licensing exam (administered by PSI). The exam is open-book, and you must score at least 70% to pass.  After passing the plumbing exam, you can start working as a licensed journeyman.

Plumbing contractor license

Your next (and final) step involves becoming a licensed plumbing contractor. This is the highest-level plumbing license Oklahoma offers. The contractor license requires everything we mentioned for a journeyman, plus an extra year of experience in the plumbing trade.

After applying for the contractor license and paying your licensing fee of $330, you will become eligible to take the contractor exams. You’ll need to take two exams: a business and law exam and a trade exam. PSI also administers these.

After passing your plumbing contractor exam, you’ll need two more things before your license becomes active: a $5,000 bond and a $50,000 commercial general liability policy, which can be part of your Oklahoma business insurance coverage.

Bond requirements for licensed Oklahoma plumbers

Licensed contractors must have a $5,000 surety bond. The bond must be in the license holder’s name.

How to renew your Oklahoma plumbing license

Before submitting your Oklahoma plumber license renewal application, the key thing to remember is that you need six hours of continuing education. You’ll want to complete those within the 36 months before your license expires, and the CIB has a list of approved plumbing courses you can choose from.

Is reciprocity available for plumbing licenses in Oklahoma?

Plumber licensing requirements by state are different, and the state of Oklahoma doesn’t have reciprocity agreements with other states. But you don’t have to start from scratch if you’re licensed as a plumber somewhere else. Oklahoma considers your out-of-state plumbing license as proof of plumbing experience when you apply, as long as your license is valid and in good standing.

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How NEXT helps support Oklahoma plumbers

NEXT is 100% dedicated to small business insurance for over 1,300 professions. We believe getting plumbing insurance should be the easiest part of running your business.

We’ll help you get affordable business insurance that meets Oklahoma’s licensing requirements and protects your business.

All our services are available online — you can apply for coverage and get a certificate of insurance in less than the time it takes to pack up your tool belt. You can share unlimited digital certificates for no additional charge from anywhere, including job sites.

Start a free instant quote with NEXT.

Amy Beardsley
About the author

Amy Beardsley, insurance expert and contributing writer at NEXT Insurance, is a content marketing writer who specializes in small business coverage. Leveraging her background in the legal field, Amy brings a deep understanding of laws, regulations, and compliance requirements to her work. As a content marketing writer since 2016, she has contributed to publications like Legal & General, Berkshire Hathaway Specialty Insurance, Insurify, and NerdWallet. Her work has also appeared in CNBC, Kiplinger, and US News. When she’s not writing, Amy enjoys playing cards with her family and experimenting with new recipes.

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