We’re excited to announce the immediate availability of tools and equipment and hired and non-owned auto (HNOA) business insurance coverage.
These product offerings offer important protection to small business owners. They are the latest developments in our path to becoming the one-stop-shop for business insurance for over 1,000 different types of businesses.
Tools and equipment insurance
Our tools and equipment coverage is tailored specifically for contractors and cleaning businesses. It provides policyholders protection from theft and damage on all regularly transported, owned and borrowed equipment and tools, including employee tools and clothing.
Simply add it to your general liability coverage when you apply for an instant quote online. It takes less than 10 minutes to answer a few questions about your business, compare options and purchase coverage.
Hired and non-owned auto insurance
Hired and non-owned auto insurance is a commercial auto insurance upgrade that provides liability coverage for property damage and injuries caused while operating rented vehicles or when an employee’s personal vehicle is occasionally used for business purposes.
In the case of a lawsuit, HNOA will cover defense costs and any judgments up to the policy limit.
HNOA enhances Next Insurance’s existing Commercial Auto policies by protecting a wider group of business owners who depend on vehicles for essential business functions, such as construction. HNOA will be available in 39 states across the U.S. for all businesses, except for restaurants, delivery, education and daycare.
“Next Insurance aims to simplify insurance for small businesses by bringing all their needs under one roof,” said Guy Goldstein, co-founder and CEO of Next Insurance. “Launching tools and equipment and bolstering commercial auto coverage for vehicles that businesses don’t own is yet another step toward becoming the one-stop-shop for all small businesses.”
“Part of delivering phenomenal service to our customers is listening to their needs and taking the steps necessary to better serve them,” he said. “We are committed to building our portfolio of products to provide the simple, affordable, and tailored coverage that small businesses want and deserve.”
How Next Insurance helps business owners
Next Insurance is upending the traditional industry by providing accessible online business insurance at any time and all under one roof. Over 1,000 types of small businesses can get a quote and covered in 10 minutes or less.
We offer unlimited digital certificates of insurance at no additional charge that can be accessed 24/7 from mobile device or computer.
Start an instant quote today to explore options for your business.
