Insurance for a New Jersey HVAC license
New Jersey HVAC contractors must have a certificate of general liability insurance. Learn more about this requirement and other types of business insurance in New Jersey.
General liability insurance
You’ll need to provide the Board with a certificate of general liability insurance to get your license. This certificate of insurance must show coverage for $500,000. This insurance can help provide coverage for bodily injury, property damage and other accidents that can occur on the job.
Workers’ compensation insurance
All New Jersey employers not covered by federal programs must have workers’ compensation insurance. If you or one of your HVAC technicians gets hurt on the job, this insurance can help cover medical expenses, lost wages and more.
Tools and equipment insurance
Tools and equipment insurance can help cover repairs and replacements for damaged or stolen work gear.
Commercial auto insurance
Commercial auto insurance can help cover costs related to accidents in a work vehicle, such as medical expenses and property damage.
Commercial property insurance
If you own or rent property for your business, commercial property insurance can help provide coverage for issues like damage and equipment breakdowns.
NJ HVAC license renewal requirements
New Jersey HVAC licenses expire on June 30 of every even-numbered year. Licensees will get reminded to renew approximately 60 days before the expiration date.
The cost to renew your license is $160. During the two-year period between renewals, you must complete five credits of continuing education through a Board-approved course.
HVAC license reciprocity in New Jersey
The New Jersey State Board of Examiners of HVACR Contractors will consider reciprocity for applicants already licensed in other states under certain conditions. The state must have licensure standards the Boards considers equal or comparable to New Jersey’s requirements. In addition, the applicant must attach documents as evidence of their qualifications.
The Board has already established that HVAC licenses from the following states do not fulfill the requirements for New Jersey HVAC license reciprocity:
- Alabama
- Arizona
- Arkansas
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Illinois
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- Indiana
- Kentucky
- Louisiana
- Maryland
- Nevada
- New Mexico
- New York
- North Carolina
- Ohio
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- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Virginia
- West Virginia
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How NEXT helps support New Jersey HVAC contractors
If you’re an HVAC contractor in New Jersey, NEXT can help you get insurance to fulfill licensing requirements and help protect your business.
We’ll ask a few questions about your business and give you a quote. You can select your coverage options and purchase your policy — all in about 10 minutes. Your certificate of insurance will be available immediately, and you can access your policy 24/7 via web or mobile app.
If you have questions, our licensed, U.S.-based insurance professionals are available to help.
Start a free quote with NEXT.