Illinois plumbing license and insurance requirements

Illinois plumbing license and insurance requirements

Amy Beardsley
By Amy Beardsley
Nov 26, 2024
1 min read
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Looking to obtain your plumbing license in Illinois? This guide covers all the key steps, from licensing requirements and insurance needs to renewal processes and reciprocity options. We’ll help you understand everything you need to start and maintain your plumbing career in Illinois.

Jump ahead to learn:

Do you need a plumbing license in Illinois?

Illinois requires plumbers to be licensed. The Illinois Department of Public Health (IDPH) manages licensure to make sure plumbers are well-trained and follow safety standards. Individuals who plan, examine, install, alter, extend, repair and maintain plumbing systems in the state of Illinois are required to be licensed.

If you’re thinking about getting an Illinois plumbing license, the journey begins as a licensed apprentice, where you’ll work alongside a licensed plumber to learn the ropes. Unlike other states, Illinois does not have specific licenses at the journeyman plumber or master plumber level. Being a “licensed plumber” indicates that an individual is skilled enough to work independently and has completed their apprenticeship.

However, you can become a licensed plumbing contractor and run your own business or work as an irrigation contractor to install and maintain lawn sprinkler systems.

Insurance requirements for an Illinois plumbers license

Business insurance is key for Illinois plumbers to protect themselves and their businesses, whether working independently or running a larger operation. Here’s a breakdown of the main types of plumbers insurance to consider:

Workers’ Compensation insurance

If you hire other workers, workers’ compensation insurance is a must in Illinois. This coverage helps with medical expenses and lost wages if an employee is injured on the job.

As an employer, you’re required to carry $500,000 in workers compensation. You must submit an Affidavit of No Employees if you don’t employ workers.

Learn more about workers’ compensation for contractors.

General Liability insurance

General liability insurance is something you must have as a plumbing contractor in Illinois. If a repair goes wrong or an installation damages a customer’s property, this insurance can help cover the costs.

If you are a plumbing contractor, you must carry general liability insurance. The coverage minimum includes: $100,000 per occurrence, $300,000 for bodily injury and $50,000 for property damage.

Learn more about general liability insurance for contractors.

Commercial property insurance

If you operate from a physical location, commercial property insurance helps protect your office, equipment, and inventory from damage caused by fire, theft or natural events. This coverage can include your building structure, products and inventory, furniture and the equipment that you use for work.

Business Owner’s Policy

A business owner’s policy, or BOP insurance, provides broad coverage of general liability and commercial property policies combined in a cost-efficient bundle. That means it can help cover damage that you or your employees may accidentally cause to another person’s property and help protect your business inventory in the event of a fire or other covered event.

Tools and equipment insurance

If your work gear gets damaged, lost, or stolen, tools and equipment insurance can help replace your items quickly. It can get you back to work and help you avoid costly delays.

Commercial auto insurance

Commercial auto insurance steps in to handle accident-related expenses if you’re in a crash on the way to a job site.

Illinois requires drivers to have the following minimum coverage amounts:

  • $25,000 for each person in an accident;
  • $50,000 for all persons in any one accident; and
  • $20,000 for property damage to another person.

How to get a plumbing license in Illinois

Getting an Illinois plumber’s license starts with becoming a licensed apprentice. This involves following steps to become eligible for the state exam. Before you can apply for a plumbing contractor license, you’ll need:

  • 2+ years of high school (or equivalent)
  • 4+ years of work experience as an apprentice
  • Successful completion of a plumbing program

It’s important to know that some cities have their own requirements. For example, Chicago plumbing licenses are available through the Board of Plumbing Examiners. The city accepts state-issued licenses as long as your employer has a City of Chicago plumbing contractor license.

Here’s a step-by-step guide to help you along the way.

Begin as an apprentice plumber

The first step is to register as an apprentice plumber. You’ll need to be at least 16 years old and fill out the Apprentice Plumber’s License Application. You also need to find a sponsor — a licensed plumber or an approved apprenticeship program can sponsor your application.

You’ll send your application, passport-style photo, and $100 fee to the IDPH Plumbing Program in Springfield.

Meet the education and experience requirements

You’ll spend four to six years learning the trade hands-on while working under a licensed plumber’s guidance as an apprentice.

You’ll also need to have two years of high school (or equivalent) under your belt and finish a course through a trade school or community college.

Apply for the Illinois plumbing exam

Your next step is to apply for the exam by filling out the Plumber’s License Application for Examination. Make sure you send it in at least 30 days before your exam date and include the $175 application fee.

If you don’t pass the exam on your first try, you can retake it. Just fill out the Plumber’s License Examination Retake form and send it to the IDPH, along with another passport-style photo and the $175 retake fee.

Additional licensing for plumbing contractors and irrigation specialists

If you plan to work as a plumbing contractor (performing work for others) or as an irrigation contractor (installing lawn sprinkler systems), there are a few extra steps to keep in mind.

First, both plumbing and irrigation contractors must have a $20,000 bond. Additionally, each type of contractor has specific requirements:

How long does it take to get licensed as a plumber?

How to get a plumbing license in the state of Illinois is just one part of the equation. You’ll also need to plan for the time it takes to make it happen.

Luckily, getting started as a plumbing apprentice is a quick process. Once you apply, you can work in the field right away. But you’ll need to spend at least four years as an employee of a licensed plumber — plus meet the education requirements — to be eligible to take the exam for an Illinois plumbing license.

There is a cap on the apprenticeship period of six years. This means that after six years as an apprentice, you’ll need to apply for the plumbing license exam. Otherwise, your apprentice license won’t be eligible for renewal.

Illinois plumbing license renewal

Licensed plumbers must complete four hours of continuing education annually to renew their licenses.

The renewal deadline for licensed plumbers in Illinois is April 30 each year, so mark your calendars. The IDPH online renewal page is where you go to renew. You’ll log in, confirm your details, and pay the renewal fee.

Reciprocity for plumbing licenses in Illinois

Illinois doesn’t have formal reciprocity agreements for plumbing licenses with other states. If you’re an out-of-state plumber with an out-of-state license, you’ll still need to apply as a new plumber in Illinois and meet the same requirements as local applicants.

However, Chicago recognizes plumbing licenses issued by the IDPH. With Illinois plumbing license verification, you’re also qualified to work in Chicago. Just make sure your employer has a City of Chicago plumbing contractor license since it’s a requirement for any plumbing work within city limits.

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NEXT helps Illinois plumbers get covered

At NEXT, we understand the demands of running a small business in Illinois — we serve over 1,300+ professions. That’s why we offer affordable, customized plumbers insurance plans with everything you need — from general liability to workers’ compensation and more.

Our simple online application can get you covered in minutes. Plus, you get instant access to your certificate of insurance to keep things flowing smoothly.

Start a free instant quote with NEXT.

Do you want to work as a plumbing contractor in another U.S. state? Learn what states require licenses in our guide to plumbing license requirements.

This information has been provided as a service. It is correct and up-to-date to the best of our knowledge; however, it is in no way intended to offer legal advice and you must always consult with local authorities before you make any business decisions. Regulations and requirements may change at any time.

Amy Beardsley
About the author

Amy Beardsley, insurance expert and contributing writer at NEXT Insurance, is a content marketing writer who specializes in small business coverage. Leveraging her background in the legal field, Amy brings a deep understanding of laws, regulations, and compliance requirements to her work. As a content marketing writer since 2016, she has contributed to publications like Legal & General, Berkshire Hathaway Specialty Insurance, Insurify, and NerdWallet. Her work has also appeared in CNBC, Kiplinger, and US News. When she’s not writing, Amy enjoys playing cards with her family and experimenting with new recipes.

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