BECOME AN APPOINTED AGENT

NEXT makes it easy and efficient for you to serve micro-small businesses with affordable, multi-line coverage tailored for more than 1,300 professions.

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Get NEXT. Get Going.

Get NEXT. Get Going.

Our mission is to help agents thrive. We do this by giving you powerful digital tools for success and a 100% online quote and bind process for immediate coverage.

  • Customizable coverage tailored for micro-small business
  • Useful appetite checker tool to assess preliminary eligibility quickly
  • Digital quote and bind process for immediate coverage
  • No additional documents or applications needed to bind
  • Robust self-service capabilities for agents and insureds
  • Agent Copilot feature enables 24/7 selling on your behalf

A big appetite for small businesses

Food & beverage insurance

Food & Beverage

Construction insurance

Contractors

Architects & engineers insurance

Insurance Professionals

Retail business insurance

Retail

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Daycare

Cleaning business insurance

Cleaning & Janitorial

Fitness and gym insurance

Health & Wellness

Amazon sellers insurance

Financial Services

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Beauty & Personal Care

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Auto Service & Repair

Download our Appetite Guide
Loved by 500,000+ customers

Loved by 500,000+ customers

NEXT is rated 4.7/5 stars by more than 500,000 small business owners. They trust us to protect their companies for many reasons:

  • NEXT is an admitted carrier
  • We’re 100% dedicated to small business
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Rated 4.7/5

Agents give NEXT five stars

NEXT has helped my agency grow.
"I love writing with NEXT because their system is very user-friendly, it's easy to quote and quotes are bindable within a few minutes. NEXT has helped my agency grow."
Cody, appointed agent since 2021
I wish all quotes could be so simple!
"It's so easy to quote and bind policies with NEXT. I wish all quotes could be so simple!"
Roxana, appointed agent since 2023
Love the system.
"NEXT is fast, efficient, cost-effective and easy to use. The process couldn’t be simpler or more streamlined. I'm recommending NEXT to my agent friends. Love the system."
– Lorena, appointed agent since 2023
Sell more insurance faster
NEXT offers coverage you can customize based on your clients' needs. Plus, we offer up to a 10% savings when you bundle two or more policies.
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Business Owner’s Policy
A business owner's policy (BOP) combines liability and property coverage in one convenient policy. It's a great option for protecting your client's business if they have equipment, inventory, a physical location or even a home-based business.
General Liability insurance
General Liability
Accidentally damaged customer property? General liability insurance can make those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Umbrella/Excess Liability Insurance
Umbrella/Excess Liability
Commercial umbrella/excess liability insurance can add more protection to your NEXT general liability policy to increase your limit to $2 million. It can also be a requirement for work contracts or a commercial lease.
Professional Liability or Error and Omissions Insurance
Professional Liability/E&O
If you're accused of making a professional error at work, we've got your back. Get professional liability insurance (sometimes known as errors & omissions insurance) and you'll be protected from certain types of lawsuits and claims.
Workers' Compensation Insurance
Workers’ Compensation
If you have employees, workers' comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don't forget about the boss — add business owner's coverage to protect yourself as well.
Tools & Equipment Insurance
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we'll be there to abracadabra them back in a flash.
What we cover
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.